What Happens When the At-Fault Driver Has No Insurance?
If the at-fault driver has no insurance , you can still recover money. Your own uninsured motorist (UM) coverage , MedPay , or a lawsuit against the driver may pay your losses. Knowing your rights and filing the right claim is essential, so start with this legal insurance claim resource. What Should You Do Right After the Crash? Always call the police , even if the other driver begs you not to. Georgia law requires a crash report when someone is hurt or damage reaches $500 , and the report documents that the driver was uninsured . At the scene, collect: Photos of vehicle damage and the other car's license plate The driver's name, address, and license number Witness names and phone numbers See a doctor the same day , even if you feel fine. A medical record links your injuries to the crash. Then notify your insurer promptly , stick to facts, and save your claim number . Read More: What Happens If the At-Fault Driver Has No Insurance? Which Coverage Can Pay You? Uninsured mo...